TransUnion – California Credit Freeze – SB 168 (Debra Bowen)

This information is from the TransUnion web site – It’s not easy to find, so I’m posting it here:

Learn the basics about SB 168, California’s credit freeze

How do I add a TransUnion security freeze?

To add a TransUnion security freeze, your request must be submitted in writing to:

TransUnion Security Freeze
Post Office Box 6790
Fullerton, California, 92834-6790.

In your letter give your first name, middle initial and last name, with Jr., etc. Give your home address and your Social Security number. You must pay by credit card. Give the name of the card, account number and expiration date.

How much will it cost?

A security freeze is free if you are a victim of identity theft and provide TransUnion with a valid police report or Department of Motor Vehicles investigative report.

The fee to add a security freeze is $10.

The fee to temporarily lift a security freeze is $10 to lift it for a specific period of time and $12 to lift it for a specific credit grantor. There is no fee to remove a security freeze.

Background on Security Freeze

If you are a resident of California, you have the right as of January 1, 2003 to place a security freeze on your credit report. A Security Freeze will prevent access to your credit report, allowing you to control which companies may see your credit report. However, there are certain exemptions to the Security Freeze allowed by state law that allows companies to view your report even though it is frozen.

Author: Richard Patterson

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