About Richard Patterson

Here are my most recent posts

Stop Junk Mail and Telemarketing
Nov20

Stop Junk Mail and Telemarketing

Having your identity stolen can be distressing and very time consuming to rectify. Commonly identity fraud is conducted to secure loans, credit, and other forms of finance. Occasionally it is done maliciously in order to disrupt a person’s life and livelihood. Identity theft occurs when a person is fraudulently represented using sensitive personal information such as their full name, social security number, birth date, and address.  ...

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www.annualcreditreport.com | Fact Act Free Credit Report
Nov16

www.annualcreditreport.com | Fact Act Free Credit Report

The Credit Bureaus Give You a Free Credit Report Each Year Thanks for the FACT Act free credit reports are now available for every region of the U.S. As of September 1, 2005, everyone in the U.S. has access to a free credit reports from each bureau at www.annualcreditreport.com Credit Reports & Fraud Alerts 2:08 minutes From the U.S. Treasury Dept. Explains how to obtain free credit reports from the credit bureaus. Also explains...

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10 Identity Theft Stats That Reflect The Growing Threat
Nov15

10 Identity Theft Stats That Reflect The Growing Threat

Identity theft is a growing threat. In 2017 alone, over 16.5 million Americans fell victim to some form of ID theft. And although fraud losses are far below their 2012 and 2013, Javelin Strategy & Research finds losses have slowly increased over the past three years. The problem runs deeper than just the number of victims and an increasing amount of financial losses. The following 10 ID theft stats and facts highlight why ID theft...

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12 Scams of Christmas
Nov15

12 Scams of Christmas

Criminals are out and about in full force during the holidays. Here are 12 scams to watch out for in the holiday season. Charitable phishing scams: beware of e-mails posing as legit charities. They will take your money and credit card info and the charity will never get your money. The e-mails asking for money may even have to charity logos, like the Red Cross or Salvation Army To assure that your charity of choice gets your donation,...

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How to protect your children from Identity Theft
Nov14

How to protect your children from Identity Theft

It’s not just adults who are victims of identity theft. Kids and teenagers are also at risk. Information stored on the Internet — birth dates, passwords, home addresses, credit card numbers, phone and Social Security numbers — can all be stolen and used for fun and profit by identity thieves. Fraudsters target young people because they have clean credit reports, and because they know the crime may go undetected for years. Young people...

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