About Richard Patterson

Here are my most recent posts

Learn What to Shred: Document Shredding Prevents Identity Theft
Dec13

Learn What to Shred: Document Shredding Prevents Identity Theft

To Shred or Not to Shred. That is the Question. Can someone legally dig through your trash looking for tasty credit card receipts, account numbers, or your social security number (SSN)? The U.S. Supreme Court implies that the answer is yes. In the decision California vs. Greenwood, they stated that the “expectation of privacy in trash left for collection in an area accessible to the public… is unreasonable.” In other...

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How to set up credit fraud alerts or credit flags
Dec13

How to set up credit fraud alerts or credit flags

Putting a fraud alert or credit flag on your credit report is one of the first things you should do if you suspect someone is trying to open credit accounts in your name. Depending on the situation, you may even need to obtain a credit freeze to help mitigate some of the risks associated with credit identity theft. Below, we’ll overview how to put a flag on your social security number through your credit bureaus. We’ll...

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2018 Credit Monitoring Services Reviews
Dec03

2018 Credit Monitoring Services Reviews

What Is a Credit Monitoring Service? Credit monitoring services regularly monitor your credit history and notify you when something changes. It will alert you, usually daily or weekly, to changes in your credit – helping you to stop the theft before it gets out of control. This is especially important if an identity thief opens a new account in your name. Alerts are usually sent via email, phone, or text. New account fraud...

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Airport Wireless Networks – Not As Safe As You Think
Dec03

Airport Wireless Networks – Not As Safe As You Think

Layovers, transfers and flight delays are more tolerable these days thanks to airport wireless internet networks. Business travelers can use time between flights to catch up on emails, holidaymakers can upload photos, and Netflix helps to pass the time. Have you ever wondered about how safe your information is when you’re using airport wifi? Like in any crowded place, hackers and criminals can steal your personal information through...

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Lottery Scams – How Do They Work?
Dec03

Lottery Scams – How Do They Work?

Scammers around the world understand that the offer of large sums of money is too good for some people to pass up. That’s why lottery scams are so successful. Although the details change, the general principle is the same: a person is told they have won a large sum of money in a lottery. In order to gain access to their winnings they are required to send a relatively small amount to cover taxes, administrative fees or customs charges....

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