About Richard Patterson

Here are my most recent posts

2018 Credit Monitoring Services Reviews
Dec03

2018 Credit Monitoring Services Reviews

What Is a Credit Monitoring Service? Credit monitoring services regularly monitor your credit history and notify you when something changes. It will alert you, usually daily or weekly, to changes in your credit – helping you to stop the theft before it gets out of control. This is especially important if an identity thief opens a new account in your name. Alerts are usually sent via email, phone, or text. New account fraud...

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Airport Wireless Networks – Not As Safe As You Think
Dec03

Airport Wireless Networks – Not As Safe As You Think

Layovers, transfers and flight delays are more tolerable these days thanks to airport wireless internet networks. Business travelers can use time between flights to catch up on emails, holidaymakers can upload photos, and Netflix helps to pass the time. Have you ever wondered about how safe your information is when you’re using airport wifi? Like in any crowded place, hackers and criminals can steal your personal information through...

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Lottery Scams – How Do They Work?
Dec03

Lottery Scams – How Do They Work?

Scammers around the world understand that the offer of large sums of money is too good for some people to pass up. That’s why lottery scams are so successful. Although the details change, the general principle is the same: a person is told they have won a large sum of money in a lottery. In order to gain access to their winnings they are required to send a relatively small amount to cover taxes, administrative fees or customs charges....

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Identity theft scams: How to spot and avoid them
Nov26

Identity theft scams: How to spot and avoid them

Fraud and scams are costing Americans over a billion dollars every year. The Internet Crime Complaint Center (IC3) reports over $1.4 billion was lost in 2017 alone. Many scams used to be carried out through the mail, newspapers and over the phone. People have been defrauded of their money through identity theft for as long as there’s been identity papers. While analog scams do continue to occur, the majority of fraud attempts now...

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Protect Against Posthumous ID Theft
Nov22

Protect Against Posthumous ID Theft

Reported cases of identity theft are increasing each year. In 2017, the Identity Theft Resource Center reported that nearly 179 million records were illegally released, a 44% increase of reported data breaches compared to 2016 figures. Millions of Americans are at risk of identity theft thanks to the wide availability of personal information online and breaches that make Social Security numbers available for bulk purchase on the black...

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