About Richard Patterson

Here are my most recent posts

6 Common Paypal Scams and How to Avoid Them
Jan19

6 Common Paypal Scams and How to Avoid Them

If you’re a regular PayPal user, you may want to take note: Scammers are regularly targeting PayPal and its customer base. PayPal scams can come in the form of emails, phishing sites, malicious ads, suspicious links, and more. Such scams are designed to look official in order to trick users into giving up private data, such as usernames and passwords, or to illegitimately collect payments. Numerous PayPal scams exist, but there are...

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What are super cookies and how to remove them
Jan17

What are super cookies and how to remove them

Supercookies are real, but unfortunately, they’re not of the edible variety. They are, in fact, pseudo-malicious files that track your online behavior. Different from normal HTTP cookies, supercookies are much harder to detect and get rid of because many of them don’t actually exist on your computer or in normal cookie storage locations. However, they aren’t completely immune to removal if you follow a few key steps. What are cookies...

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www.annualcreditreport.com | Fact Act Free Credit Report
Jan14

www.annualcreditreport.com | Fact Act Free Credit Report

The Credit Bureaus Give You a Free Credit Report Each Year The FACT Act passed in 2003 ensured Americans had the right to access their own free credit reports. The three major credit bureaus collaborated to launch a centralized, free service in order to make it simple for people to request their information. You can access your reports by phone, mailed request, or online at annualcreditreport.com. You are able to use any of those...

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Fraud Contact Information for Credit Bureaus – Experian, Equifax, TransUnion
Dec14

Fraud Contact Information for Credit Bureaus – Experian, Equifax, TransUnion

Use the numbers on this page to contact the different private and public agencies about fraud. Especially important are the credit bureaus. Asking them to put a “fraud alert” on your credit file should slow down anyone trying to open more credit in your name. The US federal government maintains a website specifically for reporting identity theft and fraud. IdentityTheft.gov, which is maintained by the FTC, is the primary...

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Stop Junk Mail and Telemarketing
Dec14

Stop Junk Mail and Telemarketing

Having your identity stolen can be distressing and very time-consuming to rectify. Identity theft occurs when a person is fraudulently represented using sensitive personal information such as full name, social security number (SSN), birth date, and address. Of the many sources where thieves steal this data, physical junk mail is an extremely easy target. Identity fraud most commonly targets secure loans, credit cards, payment systems,...

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