Credit Freeze Instructions - Wisconsin
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How do I add a credit freeze? |
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To place a freeze, you must write to each of the three credit bureaus. You must provide identifying information. If you are a victim of identity theft, you must provide proof that you are a victim of identity theft. Proof includes reports to law enforcement agencies concerning identity theft. All others must pay a $10 charge. Write to all three of the following addresses: Equifax Security Freeze P.O. Box 105788 Atlanta, GA 30348 Experian Security Freeze P.O. Box 9554 Allen, TX 75013 Trans Union Security Freeze P.O. Box 6790 Fullerton, CA 92834-6790 You must:
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How much will it cost? |
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No fee for an "individual who submits evidence satisfactory to the CRAs that the individual made a report to a law enforcement agency. $10 for others to place, thaw or remove freeze. |
Background
on Credit Freeze
If you are a resident of Wisconsin, you have had the right as of
March 16, 2006 to place a credit freeze on your credit report
if you are a victim of identity theft who has filed a police, investigative
report, or complaint to a law enforcement agency concerning identity
theft. A Credit Freeze will prevent access to your credit report,
allowing you to control which companies may see your credit report.
However, there are certain exemptions to the Credit Freeze allowed
by state law that allows companies to view your report even though
it is frozen.
