Security Freeze Instructions – Washington
- How do I add a credit freeze?
To request a credit freeze, you should do the following:
1. File a police report in either the jurisdiction where the crime took place or where you live.
2. Send a request for a security freeze to the three major credit reporting agencies. Your request must be sent be certified mail and include a copy of a police report.(Although the credit bureaus generally share information reported to them that is related to a fraud alert or credit freeze, they are not required to do so.)
Equifax Security Freeze P.O. Box 105788 Atlanta, GA 30348
Experian Security Freeze P.O. Box 9554 Allen, TX 75013
Trans Union Security Freeze P.O. Box 6790 Fullerton, CA 92834-6790
- Send a letter by certified mail
- Include a copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft
- Provide your full name (including middle initial as well as Jr., Sr., II, III, etc.,) address, Social Security number, and date of birth
- If you have moved in the past 5 years, supply the addresses where you have lived over the prior 5 years
- Provide proof of current address such as a current utility bill or phone bill
- Send a photocopy of a government issued identification card (state driver’s license or ID card, military identification, etc.)
- Provide payment by check, money order, or credit card (Visa, Master Card, American Express or Discover cards only.)
- How much will it cost?
- No fees for ID theft victims with investigative report.
Background on Security Freeze
If you are a resident of Washington, you have had the right as of September 1, 2008 to place a security freeze on your credit report if you are a victim of identity theft who has filed a police, investigative report, or complaint to a law enforcement agency concerning identity theft. A Security Freeze will prevent access to your credit report, allowing you to control which companies may see your credit report. However, there are certain exemptions to the Security Freeze allowed by state law that allows companies to view your report even though it is frozen.