Credit Freeze Instructions - Texas
| How do I add a credit freeze? | |
| To place a freeze, you must write to one of the three credit bureaus listed below. You must provide identifying information and proof that you are a victim of identity theft. A copy of your police report, investigative report or a complaint to a law enforcement agency concerning identity theft must be provided to show that you are a victim of identity theft. You must also include a fee of $8 (which is adjusted yearly based on the CPI, Consumers Price Index, for inflation.). Write to one of the three addresses below and include the information that follows: Equifax Security Freeze P.O. Box 105788 Atlanta, GA 30348 Experian Security Freeze P.O. Box 9554 Allen, TX 75013 Trans Union Security Freeze P.O. Box 6790 Fullerton, CA 92834-6790 You must:
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| How much will it cost? | |
| No fees for ID theft victims with valid report/complaint with law enforcement agency. For others, $10 to place, remove, or temporarily suspend. $12 to temporarily suspend for one specific creditor. | |
Background
on Credit Freeze
If you are a resident of Texas, you have had the right as of September
1, 2003 to place a credit freeze on your credit report if you
are a victim of identity theft who has filed a police, investigative
report, or complaint to a law enforcement agency concerning identity
theft. A Credit Freeze will prevent access to your credit report,
allowing you to control which companies may see your credit report.
However, there are certain exemptions to the Credit Freeze allowed
by state law that allows companies to view your report even though
it is frozen.


