Credit Freeze Instructions - Rhode Island
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How do I add a credit freeze? |
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To place a freeze, you must write to each of the three credit bureaus. Credit bureaus charge a $10 fee to place or remove a credit freeze, unless you provide proof that you are a victim of identity theft or are more than 65 years old, in which case there is no fee. A copy of your investigative report or complaint from a law enforcement agency concerning identity theft must be provided to show that you are a victim of identity theft. Equifax Security Freeze P.O. Box 105788 Atlanta, GA 30348 Experian Security Freeze P.O. Box 9554 Allen, TX 75013 Trans Union Security Freeze P.O. Box 6790 Fullerton, CA 92834-6790 For each, you must:
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How much will it cost? |
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No fees for ID theft victims with investigative report and no fees for seniors 65 years +. For all others, up to $10 to place, remove, or temporarily suspend. |
Background
on Credit Freeze
If you are a resident of Rhode Island, you will have the right as
of January 1, 2007 to place a credit freeze on your credit report
if you are a victim of identity theft who has filed a police, investigative
report, or complaint to a law enforcement agency concerning identity
theft. A Credit Freeze will prevent access to your credit report,
allowing you to control which companies may see your credit report.
However, there are certain exemptions to the Credit Freeze allowed
by state law that allows companies to view your report even though
it is frozen.
