Credit Freeze Instructions - North Dakota
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How do I add a credit freeze? |
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To place a freeze, you must write to each of the three credit bureaus. You must provide identifying information, and proof that you are a victim of identity theft. A copy of your police report is required to show that you are a victim of identity theft. Equifax Security Freeze P.O. Box 105788 Atlanta, GA 30348 Experian Security Freeze P.O. Box 9554 Allen, TX 75013 Trans Union Security Freeze P.O. Box 6790 Fullerton, CA 92834-6790 For each, you must:
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How much will it cost? |
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No fees for ID theft victims with valid report/complaint with law enforcement agency. For others, $5 to place or temporarily suspend. No fee for removing. |
Background
on Credit Freeze
If you are a resident of North Dakota, you have had the right as
of July 1, 2007 to place a credit freeze on your credit report
if you are a victim of identity theft who has filed a police, investigative
report, or complaint to a law enforcement agency concerning identity
theft. A Credit Freeze will prevent access to your credit report,
allowing you to control which companies may see your credit report.
However, there are certain exemptions to the Credit Freeze allowed
by state law that allows companies to view your report even though
it is frozen.
