Security Freeze Instructions

Credit Freeze Instructions - Montana

How do I add a credit freeze?

To place a freeze, you must write to each of the three credit bureaus. Write to all three addresses below and include the information that follows:

Equifax Security Freeze P.O. Box 105788 Atlanta, GA 30348

Experian Security Freeze P.O. Box 9554 Allen, TX 75013

Trans Union Security Freeze P.O. Box 6790 Fullerton, CA 92834-6790

For each, you must:

Send a letter by certified mail
Include a copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft
Provide your full name (including middle initial as well as Jr., Sr., II, III, etc.,) address, Social Security number, and date of birth
If you have moved in the past 5 years, supply the addresses where you have lived over the prior 5 years
Provide proof of current address such as a current utility bill or phone bill
Send a photocopy of a government issued identification card (state driver’s license or ID card, military identification, etc.)

	How much will it cost?

	There are no fees for the victim of ID theft. For all others it is $3 to place, or temporarily lift, $5 to reissue a PIN, no fee to remove.

Background on Credit Freeze
If you are a resident of Montana, you will have the right as of July 1, 2007 to place a credit freeze on your credit report if you are a victim of identity theft who has filed a police, investigative report, or complaint to a law enforcement agency concerning identity theft. A Credit Freeze will prevent access to your credit report, allowing you to control which companies may see your credit report. However, there are certain exemptions to the Credit Freeze allowed by state law that allows companies to view your report even though it is frozen.

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