Credit Freeze Instructions - Maine

 

	How do I add a credit freeze?
	To place a freeze, you must write to each of the three credit bureaus. Credit bureaus charge a $10 fee, unless you are a victim who sends a copy of your police report, investigative report or a complaint to a law enforcement agency concerning identity theft. Write to all three addresses below and include the information that follows: Equifax Security Freeze P.O. Box 105788 Atlanta, GA 30348 Experian Security Freeze P.O. Box 9554 Allen, TX 75013 Trans Union Security Freeze P.O. Box 6790 Fullerton, CA 92834-6790 For each, you must: Send a letter by certified mail If you are a victim of identity theft, include a copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft Provide your full name (including middle initial as well as Jr., Sr., II, III, etc.,) address, Social Security number, and date of birth If you have moved in the past 5 years, supply the addresses where you have lived over the prior 5 years Provide proof of current address such as a current utility bill or phone bill Send a photocopy of a government issued identification card (state driver’s license or ID card, military identification, etc.) If you are not a victim, include payment by check, money order or credit card (Visa, Master Card, American Express, or Discover cards only.)

	How much will it cost?
	No fees on ID theft victims who provide a police report. Others pay up to $10 to place, remove, temporarily suspend, or have PIN reissued, and $12 to lift for a specific creditor.

Background on Credit Freeze
If you are a resident of Maine, you have had the right as of Feb. 1, 2006 to place a credit freeze on your credit report if you are a victim of identity theft who has filed a police, investigative report, or complaint to a law enforcement agency concerning identity theft. A Credit Freeze will prevent access to your credit report, allowing you to control which companies may see your credit report. However, there are certain exemptions to the Credit Freeze allowed by state law that allows companies to view your report even though it is frozen.

Special Offers

Learn More  |  Watch Video Description

Protect Your Family with Family Secure by Experian®

• Monitors your children´s personal information, alerting you if someone applies for credit or opens an account in their name
• Add all of your children at no additional cost
• Allows you to add your spouse or another adult family member or friend at no additional cost
• Unlimited Experian® Credit Reports & Scores help you stay on top of your credit and protect your financial future
• Assistance from dedicated Fraud Resolution Representatives should you need it

Learn More  |  Watch Video Description

Prevention

• Prevention Tips - Learn the simple things that will help protect your identity.
• Your Mailbox - Eliminate credit offers and protect your mail.
• Paper Shredders - Learn what to shred. Find a good shredder.
• Scams - Learn how to recognize "phishing" and other common scams.
• Credit Freeze - Is one available in your state?
  
• Fraud Alerts - Take 30 seconds today and place a fraud alert on your credit.

Detection

• Credit Reports - Learn how to spot signs of fraud in your credit report.
• Credit Monitoring - Compare the cost and features of credit report monitoring services.
• The Fact Act Explained - Learn the best way to order your goverment-mandated free credit reports.

Recovery

• Emergency Help - Learn what to do if you believe you are a victim of identity theft.