Learn How to Protect Yourself Against Identity Theft
I like to compare identity theft with someone trying to break into your house. Installing a lock will make it difficult for burglars, but no lock is 100% effective. The same is true for identity theft protection. You can make it more difficult for someone, but nothing can guarantee that you won’t become a victim.
What Can You Do to Protect Yourself?
9:45 minutes
From the U.S. Treasury Dept. Explains the steps you can take to protect yourself from identity theft.
A credit freeze is the best way to prevent identity theft and is now available in almost every state. You should seriously consider freezing your credit today.
A fraud alert is decent protection, but creditors can ignore the alert and new credit accounts can still be opened. Also, a fraud alert has to be renewed every 90 days.