Equifax – California Credit Freeze – SB 168 (Debra Bowen)
This information is from an Equifax customer service representative:
- How do I add an Equifax security freeze?
To add an Equifax security freeze, your request must be submitted in writing to Equifax via certified mail.
Post Office Box 105788
Atlanta, GA 30348
In your letter give your first name, middle initial and last name, with Jr., etc. Give your home address, your Social Security number and your birth date. You may pay by check, money order or credit card (Visa, Master Card, American Express or Discover only). If paying by credit card, give name of card, account number and expiration date.
- How much will it cost?
A security freeze is free if you are a victim of identity theft and provide Equifax with a valid police report or Department of Motor Vehicles investigative report.
The fee to add a security freeze is $10.
The fee to temporarily lift a security freeze is $10 to lift it for a specific period of time and $12 to lift it for a specific credit grantor. There is no fee to remove a security freeze.
Background on Security Freeze
If you are a resident of California, you have the right as of January 1, 2003 to place a security freeze on your credit report. A Security Freeze will prevent access to your credit report, allowing you to control which companies may see your credit report. However, there are certain exemptions to the Security Freeze allowed by state law that allows companies to view your report even though it is frozen.