Identity Theft – free tools and information to help you detect and prevent identity theft and fraud
Identity theft is the top consumer fraud complaint in America. Up to 900,000 people will become victims thisyear.
What is Identity Theft?
Identity theft is a crime where someone wrongfully takes and uses someone else’s personal information in a way that involves fraud or deception, usually as a way to get financial gain.
Already a Victim of Identity Theft? Learn What to Do Next…
Learn about the steps you should take right now to limit the effect of identity theft. There are a lot of people and resources available to you, if you know where to look.
According to the FTC, it takes 14 months, on average, for a victim of identity theft to notice the crime. You don’t want to someone to steal your identity for 14 months!
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Every credit offer you get in the mail is a possible invitation for identity theft. You don’t need that junk. We’ll show you how to make it stop! While you’re at it, why don’t you tell thetelemarketing people to bother someone else at dinner time.
If you think you might be a victim of identity theft, or just want to tighten up the security of your credit, you can tell the major credit bureaus to place a “fraud alert” on your credit file. This will require you to confirm any new credit by phone.
Ever receive an email asking you to confirm your password or account number? Just about guaranteed that it’s a scam. Thieves prefer to just ask for the information they want. Don’t fall for their tricks.
Before you toss that document in the trash, think about what information is on it. Are you handing out your Social Security number, date of birth, or bank account number? How about credit offers? Don’t let a thief turn your trash into money.
We all do dumb things. Carry three credit cards in your wallet? Dumb. Put your Social Security number on your checks? Dumb. If you want to avoid being a victim of identity theft, you’ve got to be smarter than the crooks.