Credit Bureau Contact Information
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In case you didn't know it, one permissible purpose is to sell your information to companies looking to send out credit or other offers. It works like this:
A major credit card company, let's say American Express, wants to promote a new credit card. They contact the credit bureaus and deliver a profile of the kind of person they think will be interested in the new card. The profile might include things like personal income, region or state the person lives in, number of credit cards, credit score, etc. The credit bureau then searches through their records looking for anyone that matches that profile. If you fit the profile, an offer is mailed to you or someone calls you on the phone at dinner time. It's one of the ways the credit bureaus make money.
Here is the
main address and telephone number for each of the three major credit
bureaus:
| Equifax P.O. Box 740241 Atlanta, GA 30374 1-800-685-1111 |
Experian P.O. Box 2002 Allen, TX 75013 1 888 397 3742 |
TransUnion P.O. Box 1000 Chester, PA 19022 1-800-888-4213 |
