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Credit Freeze Laws by State

Credit report freeze laws have been enacted in all but 11 states. California passed the first credit freeze law back in 2002. Now almost all of the states have a law on the books.

Individuals living in states that have passed laws regarding freezing credit reports must abide by those laws. There are variations between states, so check out your state’s website for details on how to place a freeze on your credit report.

Credit Freeze Laws by State

California

Colorado

Connecticut

Delaware

District of Columbia

Florida

Hawaii

Illinois

Indiana

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Minnesota

Mississippi

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Dakota

Texas

Tennessee

Utah

Vermont

Washington

West Virginia

Wisconsin

Wyoming

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