Credit Freeze Laws by State

Credit report freeze laws have been enacted in all but 11 states. California passed the first credit freeze law back in 2002. Now almost all of the states have a law on the books.

Individuals living in states that have passed laws regarding freezing credit reports must abide by those laws. There are variations between states, so check out your state's website for details on how to place a freeze on your credit report.

 

California California Credit Freeze State web site	Colorado Colorado Credit Freeze State web site	Connecticut Connecticut Credit Freeze State web site
Delaware Delaware Credit Freeze State web site	District of Columbia State web site	Florida Florida Credit Freeze State web site
Hawaii Hawaii Credit Freeze State web site	Illinois Illinois Credit Freeze State web site	Indiana Indiana Credit Freeze State web site
Kansas Kansas Credit Freeze	Kentucky Kentucky Credit Freeze State web site	Louisiana Louisiana Credit Freeze State web site
Maine Maine Credit Freeze State web site	Maryland Maryland Credit FreezeMaryland Credit Freeze State web site	Massachusetts Massachusetts Credit Freeze State web site
Minnesota Minnesota Credit Freeze State web site	Mississippi Mississippi Credit Freeze	Montana Montana Credit Freeze State web site
Nebraska Nebraska Credit Freeze	Nevada Nevada Credit Freeze	New Hampshire New Hampshire Credit Freeze
New Jersey New Jersey Credit Freeze State web site	New Mexico New Mexico Credit Freeze State web site	New York New York Credit Freeze State web site
North Carolina North Carolina Credit Freeze State web site	North Dakota North Dakota Credit Freeze State web site	Oklahoma Oklahoma Credit Freeze
Oregon Oregon Credit Freeze State web site	Pennsylvania Pennyslvania Credit Freeze State web site	Rhode Island Rhode Island Credit Freeze State web site
South Dakota South Dakota Credit Freeze State web site	Texas Texas Credit Freeze	Tennessee Tennessee Credit Freeze
Utah Utah Credit Freeze State web site	Vermont Vermont Credit Freeze State web site	Washington Washington Credit Freeze State web site
West Virginia West Virginia Credit Freeze State web site	Wisconsin Wisconsin Credit Freeze State web site	Wyoming Wyoming Credit Freeze State web site

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Learn More  |  Watch Video Description

Prevention

• Prevention Tips - Learn the simple things that will help protect your identity.
• Your Mailbox - Eliminate credit offers and protect your mail.
• Paper Shredders - Learn what to shred. Find a good shredder.
• Scams - Learn how to recognize "phishing" and other common scams.
• Credit Freeze - Is one available in your state?
  
• Fraud Alerts - Take 30 seconds today and place a fraud alert on your credit.

Detection

• Credit Reports - Learn how to spot signs of fraud in your credit report.
• Credit Monitoring - Compare the cost and features of credit report monitoring services.
• The Fact Act Explained - Learn the best way to order your goverment-mandated free credit reports.

Recovery

• Emergency Help - Learn what to do if you believe you are a victim of identity theft.