National Credit Freeze Instructions

How do I add a credit freeze?

To place a freeze, you must write to each of the three credit bureaus. Write to all three addresses below and include the information that follows:

Equifax Security Freeze P.O. Box 105788 Atlanta, GA 30348

Experian Security Freeze P.O. Box 9554 Allen, TX 75013

Trans Union Security Freeze P.O. Box 6790 Fullerton, CA 92834-6790

For each, you must:

  • Send a letter by certified mail
  • If you are a victim of identity theft include a copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft
  • Provide your full name (including middle initial as well as Jr., Sr., II, III, etc.,) address, Social Security number, and date of birth
  • If you have moved in the past 5 years, supply the addresses where you have lived over the prior 5 years
  • Provide proof of current address such as a current utility bill or phone bill
  • Send a photocopy of a government issued identification card (state driver’s license or ID card, military identification, etc.)
How much will it cost?
There is a $10 fee for each bureau to place, temporaily lift or remove freeze.

Background on Credit Freeze

If you are a resident of a state that does not have credit freeze laws, you will have the right as of January 1, 2008 to place a credit freeze on your credit report. A Credit Freeze will prevent access to your credit report, allowing you to control which companies may see your credit report.

Author: Dave Nielsen

I started using computers in 1978 on the Apple II and was first online (using my “high-speed” 1200 baud modem) in 1989. I’ve managed web sites for several Fortune 500 companies and for internet start-ups. Working for one of those start-ups is what brought me into the world of credit. I was part of the the executive team that ran QSpace, the first company to offer credit reports over the internet.

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