Credit Freeze Instructions

 

	How do I add a credit freeze?
	To place a freeze, you must write to each of the three credit bureaus. Write to all three addresses below and include the information that follows: Equifax Security Freeze P.O. Box 105788 Atlanta, GA 30348 Experian Security Freeze P.O. Box 9554 Allen, TX 75013 Trans Union Security Freeze P.O. Box 6790 Fullerton, CA 92834-6790 For each, you must: Send a letter by certified mail If you are a victim of identity theft include a copy of either the police report, investigative report, or complaint to a law enforcement agency concerning identity theft Provide your full name (including middle initial as well as Jr., Sr., II, III, etc.,) address, Social Security number, and date of birth If you have moved in the past 5 years, supply the addresses where you have lived over the prior 5 years Provide proof of current address such as a current utility bill or phone bill Send a photocopy of a government issued identification card (state driver’s license or ID card, military identification, etc.)

	How much will it cost?
	There is a $10 fee for each bureau to place, temporaily lift or remove freeze.

Background on Credit Freeze
If you are a resident of a state that does not have credit freeze laws, you will have the right as of January 1, 2008 to place a credit freeze on your credit report. A Credit Freeze will prevent access to your credit report, allowing you to control which companies may see your credit report.

Special Offers

Protect Your Family with Family Secure by Experian®

• Monitors your children´s personal information, alerting you if someone applies for credit or opens an account in their name
• Add all of your children at no additional cost
• Allows you to add your spouse or another adult family member or friend at no additional cost
• Unlimited Experian® Credit Reports & Scores help you stay on top of your credit and protect your financial future
• Assistance from dedicated Fraud Resolution Representatives should you need it

Learn More  |  Watch Video Description

Prevention

• Prevention Tips - Learn the simple things that will help protect your identity.
• Your Mailbox - Eliminate credit offers and protect your mail.
• Paper Shredders - Learn what to shred. Find a good shredder.
• Scams - Learn how to recognize "phishing" and other common scams.
• Credit Freeze - Is one available in your state?
  
• Fraud Alerts - Take 30 seconds today and place a fraud alert on your credit.

Detection

• Credit Reports - Learn how to spot signs of fraud in your credit report.
• Credit Monitoring - Compare the cost and features of credit report monitoring services.
• The Fact Act Explained - Learn the best way to order your goverment-mandated free credit reports.

Recovery

• Emergency Help - Learn what to do if you believe you are a victim of identity theft.