About Dave Nielsen

I started using computers in 1978 on the Apple II and was first online (using my “high-speed” 1200 baud modem) in 1989. I’ve managed web sites for several Fortune 500 companies and for internet start-ups.

Working for one of those start-ups is what brought me into the world of credit. I was part of the the executive team that ran QSpace, the first company to offer credit reports over the internet.

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Here are my most recent posts

3 Essential Tips to Protect Your Child from Identity Theft
Apr06

3 Essential Tips to Protect Your Child from Identity Theft

Yep, the Internet and connected devices are rotting your child’s brain. It’s a proven fact. But your child’s brain isn’t the only thing in jeopardy. Information stored on the Internet — birth dates, passwords, home addresses, credit card numbers, phone and Social Security numbers — can all be stolen and used for fun and profit by identity thieves. Teens are easy targets because they spend so much time on social...

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Anthem Insurance Offers Free Credit Monitoring After Hacker Breach
Feb25

Anthem Insurance Offers Free Credit Monitoring After Hacker Breach

There’s more news about the massive hacker breach of Anthem Insurance – the second largest insurance company in the U.S. – and now victim of the largest breach in history with up to 80,000,000 people affected. Hackers were able to steal a single password that unlocked the complete Anthem database of customers (and as it turns out now – even non-customers). What a mess… This breach is the worst on record....

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Protect Against Posthumous ID Theft
Sep12

Protect Against Posthumous ID Theft

The National Crime Victimization Survey found that 16.6 million people were victims of identity theft in 2012. However, identity theft doesn’t just happen to the living; unfortunately, nearly 2.5 million of those victims were deceased. Why? The deceased are highly targeted by criminals, as the death of a loved one is a life-altering event and the surviving family members probably aren’t immediately concerned with the risk...

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Facebook Messenger App: Friend or Foe?
Sep03

Facebook Messenger App: Friend or Foe?

I’ve been hearing a lot about the “new” Facebook messenger app that people are forced to download if they want to keep chatting it up with friends on Facebook. First off, the app isn’t really new at all. It’s been out since 2011, but Facebook is trying to make people have to download it so they can diversify their content to stay relevant and avoid ending up like Myspace. But that’s all besides the point. The real issue is what the...

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What Is Identity Theft?
Apr04

What Is Identity Theft?

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